LINE Bank to Firstrade Transfer｜Fast Deposit & 150 NT Fee Guide with Account Upgrade & Fee Subsidy

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Table of Contents

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Step-by-Step Guide — LINE Bank Deposit to Firstrade Fast Credit, Only 150 TWD Fee, and Account Upgrade / Auto Transfer / Fee Reimbursement Application Tutorial

Line Bank Deposit to Firstrade and Account Upgrade Agreement with Fee Reimbursement Complete Illustrated Guide

Advantages of LINE Bank

• Easy Account Opening: If you have credit records with other banks, you can open an account by simply filling out the information online.

• Interbank transfers free of charge: up to 50 times/month

• Seamless LINE Transfer Integration: No need to use iPASS MONEY for transfers between friends

• Currency exchange available 24 hours a day

• Multiple flexible high-interest deposit plans available for self-selection

• Personal Loan: Fast / Integrated / Easy 10-Year Repayment

• Securities: Invest in Taiwan stocks starting from 100 TWD

Until 2025/12/31 — US remittance fee only 150 NTD

This is the biggest incentive for using LINE Bank. Until the end of 2025, depositing funds to Firstrade with a LINE Bank account only costs a 150 TWD fee, with no telegraphic transfer or other fees.

Click here to apply

Click here to apply

Disadvantages

This time, I needed to set up a designated account. Since LINE Bank has no physical branches, verification can only be done via the Citizen Digital Certificate. This means I had to visit the household registration office to apply for the certificate before using the service, which is more troublesome than going directly to a bank.

Advantages of Firstrade

• Easy account opening, simple interface and features, beginner-friendly for US stock investors

• Supports Chinese interface

• 0 Commission Trading

• Established Broker

Please make sure to use the name on your passport for account registration.

Deposit over $10,000 USD to apply for up to $25 USD fee rebate

Deposit over $10,000 USD to apply for a wire fee rebate up to $25 USD (up to three times per month)

Once the account is fully set up, we can start funding it.

LINE Bank Deposit to Firstrade

First, let’s introduce how to deposit funds from Line Bank to Firstrade.

Deposit Your Assets into Firstrade

(Please use the desktop version) After logging into Firstrade, select:

1. Customer Service

2. Account Funding

If the page is in English, you can select “繁體中文” at the top to change the language.

Get Wire Transfer Information

Select “Remittance” → “Remittance Information” to open a PDF file. You can save this file for easy reference when making deposits later:

1. Receiving Bank Information — SWIFT Code

2. Beneficiary Account Name

3. Recipient’s English Address

4. Beneficiary Account Number

5. Memo

LINE Bank App — Remittance to Overseas

1. Click “More”

2. Scroll down to the “Foreign Exchange” section → Click “Remit Overseas”

3. Choose the debit amount in “TWD or USD” and enter the amount to remit.
   Please refer to the Line Bank account upgrade and linked account binding tutorial below first.
   Please refer to the Line Bank account upgrade and linked account binding tutorial below first.
   Please refer to the Line Bank account upgrade and linked account binding tutorial below first.
   Otherwise, you can only remit up to 10,000 TWD.

4. Click “Proceed to Remittance”

Fee Rate (Flat Rate of $150 until 2025/12/31)

• Remittance NTD $10,000 / Fee NTD $150 = 1.5%

• Remittance NTD $50,000 / Fee NTD $150 = 0.3%

• Remittance NTD $300,000 / Fee NTD $150 = 0.05%

• Remittance NTD $500,000 / Fee NTD $150 = 0.03%

The larger the amount per transfer, the lower the fee. For a single deposit over $10,000 USD (about $310,000 TWD) to Firstrade, you can apply for a fee rebate of up to $25 USD, up to three times per month. The application must be made within 30 days after the transfer (see the tutorial at the end).

Enter Remittance Information

Enter the information from the previous step Remittance Message:

1. Recipient’s English account name: Apex Clearing Corporation

2. Beneficiary Bank Information — Automatically filled by entering the SWIFT code

3. Enter search: HATRUS44

4. Choose the first option: HATRUS44 — BMO Bank N.A CHICAGO

5. Recipient Account Number: 1617711 (May change, please refer to actual information)

Scroll down to continue input:

1. Recipient Type: Private (Corporate, Individual)

2. Recipient’s English Address — Country: select United States

3. Recipient’s English Address — City/District: Fill in Texas

4. Recipient’s English Address — Detailed address: One Dallas Center 350 N. St Paul, Suite 1300, Dallas, TX 75201 (Refer to the previous remittance information)

5. ⭐️️️️️️ The most important memo, please be sure to fill it out
   ⭐️️️️️️ The most important memo, please be sure to fill it out
   ⭐️️️️️️ The most important memo, please be sure to fill it out
   Enter according to the previous remittance info: 8-digit account number + account name
   As shown in the picture above: 12345678 ZXXXG CXXXG LI

6. Click “Next”

Nature of Remittance

• Select “262 Invest in Foreign Equity Securities”

• Click “Agree” to acknowledge the important notes

Remittance Confirmation

The final step is to verify that the information entered is correct, especially the recipient’s account details and the memo section.

• If the transaction details are not confirmed within 60 seconds, the exchange rate quote may be updated.

• No problem, just click “Next” to complete the remittance application.

Completed

Seeing this screen means the remittance application is complete. Please wait for the deposit notification.

The remittance amounts shown in the images are for reference only. (Some images show 50,000, others 100,000)

LINE Bank Remittance Deposit Firstrade Progress Inquiry

You can find the foreign currency remittance notification in the top right corner of the LINE Bank App. Click to view the remittance progress.

• On non-holidays, the transfer can be completed as fast as the same day. On holidays, it will be processed on the next business day after two days.

• If the recipient information is incorrect, the receiving party will reject the payment, and you will need to pay a return transfer fee to resend the remittance.

Apply for Remittance Slip (Transaction Record/Receipt)

Line Bank App progress notification (as mentioned earlier) has a “Request Remittance Slip/Transaction Certificate” button at the bottom. Clicking it will send the remittance slip to your email, which you can open using your ID number.

The receiving bank has received the funds, but Firstrade hasn’t seen the money?

This is normal. Although the remittance status on Line Bank shows “Beneficiary bank has received the funds” and the transfer is complete, Firstrade still needs to wait for a U.S. business day (time) to confirm the funds.

As shown in the above image, although the funds were received at 8/27 AM 09:00, Firstrade only confirmed the funds at 8/28 AM 02:10 and sent the deposit notification email:

At this point, log in to Firstrade to see the funds credited, and you can start trading U.S. stocks:

“My Account” → “Account Records” also allows you to check deposit records.

Line Bank Account Upgrade and Binding Designated Account Tutorial

Benefit Comparison:

• (Benefits after account opening) Basic account: maximum NT$10,000 per transaction, NT$30,000 per day, NT$50,000 per month.

• (After customer service video call) Account upgrade: maximum NT$50,000 per transaction, NT$100,000 per day, NT$200,000 per month.

• (After natural person certificate + customer service video verification) Designated account: single transaction limit up to 500,000.

Line Bank Account Upgrade

This is simply an upgrade to the basic transfer limit for other banks. (This step does not require a Citizen Digital Certificate.)

Open the LINE Bank App, scroll down under “More” to find “Others” → “Account Upgrade,” select the type of account to upgrade → choose 2. Video Verification “Start Verification >”.

• Please ensure your internet connection is stable and working properly.

• Ensure video call is available now

Clicking will start a video call with customer service. You will need to have a video conversation with the representative, who may verify your account information (e.g., ask about your current balance). Once confirmed, your account upgrade will be complete.

Designate Firstrade Remittance Account

It is recommended to directly set the Firstrade remittance account as a designated account for convenience, speed, and security.

• The designated account will take effect after 2 days.

• The designated account requires prior verification with a Citizen Digital Certificate.

• Citizen digital certificate verification only supports cards starting with TP07, which have an NFC chip

Applying for a Citizen Digital Certificate

First, complete the online Natural Person Application Form:

Natural Person Application Form

After submission, you can complete the process at any household registration office counter within 7 days (it does not have to be your registered household location).

• Processing Fee: $250 NTD

• On-site application and on-site issuance

• Few people apply for the Citizen Digital Certificate at the Household Registration Office, which usually remains open during lunch hours.

Line Bank Add Designated Firstrade Overseas Remittance Account

Open the LINE Bank App → “More” → scroll down to Foreign Exchange, tap “My Remittance Records” → “Remittance Designated Account” → “Add Designated Account”.

First Time Use — Complete Account Verification

The first-time binding requires completing the “Citizen Digital Certificate Verification” and “Video Verification.” The video verification, along with account upgrading, must be done via video call with customer service to verify account information.

For the Citizen Digital Certificate, you need to use the newly issued certificate card and complete the card-based verification:

The NFC range of the Citizen Digital Certificate is quite small. I retried several times before succeeding; on iPhone, hold the camera near the center of the card and move the card slightly left and right. After a few attempts, the verification will succeed.

Add a Designated Account

Fill in the account information as introduced earlier in the remittance details. After confirming all information is correct, click “Next.”

You need to complete two-factor SMS verification by entering the four-digit code from the SMS you just received; wait about 1–2 minutes until you receive a confirmation SMS indicating the verification is successful.

After successful verification, the designated account will be added successfully!

• After adding, an exclamation mark will appear in the top right corner, indicating it is not yet effective.

• Takes effect after 2 days.

Line Bank Firstrade Designated Account Remittance

“My Transfer Records” → “Agreed Transfer Account” → Select Account → Enter Amount → Choose “Transfer Using Agreed Account” → All information will be filled automatically.

Firstrade Fee Reimbursement Application Guide

• Remittance Amount Requirement: Single transaction greater than $10,000 USD

• Subsidy Amount Limit: $25 USD

• Limit: Up to 3 times per month

• Application period: Apply within 30 days after the remittance

After logging into Firstrade, select “Customer Service” → “Promotions” → “Wire Transfer Rebate.”

Select remittance information.

If the remittance details are not visible, please wait a few more days for the information to become available. (It may not appear immediately upon arrival)

Select Remittance Record Data:

• Remitting Financial Institution Name: LINE Bank Taiwan Limited

• Remittance fee charged by financial institutions: 25

Click “Submit” → “Confirm” to complete the application.

You can expect to receive the remittance subsidy in about 2–3 business days.

You can check the fee subsidy records under “My Account” → “Account Records.”

Firstrade may experience a brief delay of about one day: the application status disappears, and the account record does not show the subsidy; the deposit record appears about one day later!

Although LINE Bank only charges us TWD $150, the actual remittance fee exceeds USD $25, so we still subsidize USD $25.

Disclaimer

This article is for personal experience sharing only and does not guarantee complete accuracy. Please rely on actual conditions for all use. The author is not responsible for any losses incurred.

Anti-Fraud Section

Two-Factor Authentication

Be sure to go to “My Account” → “Settings” → enable “Authenticator App.”

This way, logging in on an unfamiliar device requires completing two-factor authentication first.

Email and Link Domains

No matter how authentic the email looks, always check if the sender is from firstrade.com and do not click any links in the email. If you must click, double-check that the URL is from firstrade.com.

Technically, scam emails and fake websites can look exactly the same, making it hard to distinguish; regarding the URL:

If it’s not firstrade.com, it’s a scam! It’s a scam! It’s a scam!

If it’s not firstrade.com, it’s a scam! It’s a scam! It’s a scam!

If it’s not firstrade.com, it’s a scam! It’s a scam! It’s a scam!

If you have any questions or feedback, feel free to contact me.

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